This web site (the "Site") is owned and operated by Benefit Health Media, LLC ("BHM"), for your personal, non-commercial use only. Access to and use of this Site are subject to the following terms and conditions.

By using this Site, you signify your assent to these terms of use (the "Terms"). We reserve the right, at our discretion, to change, modify, add, or remove portions of the Terms at any time. Such changes shall be posted on this page and shall become effective immediately upon posting. Visitors to this Site should periodically check for changes to the Terms. Your continued use of this Site following the posting of changes to the Terms (including our Privacy Policy) will mean you accept those changes. Please e-mail any questions regarding the Terms to info@trainingfan.com.

Intellectual Property

This Site and all of its content, including, but not limited to: text, photographs, illustrations, graphics, product names, designs, logos, video material, and audio clips (collectively, "the Intellectual Property") are protected by copyright, trademark, and/or other laws of the United States, as well as international conventions and the laws of other countries. The Intellectual Property is owned or controlled by BHM or the party credited as the provider or owner of the Intellectual Property. The compilation (meaning the collection, arrangement, and assembly) of all content on this Site is the exclusive property of BHM and protected by U.S. and international copyright laws. All software used on this Site is the property of, or licensed by BHM and is protected by U.S. and international copyright laws. You may view, copy, download, or print material appearing on this Site subject to the following conditions:

    1. the material may only be used for your personal, non-commercial use;

    2. the material may not be modified;

    3. all copyright, trademark, and other proprietary notices contained in all such copies must be kept intact;

    4. the copyright notice and permission notice: "Copyright © 2001 Benefit Health Media, LLC All rights reserved. Protected by the copyright laws of the United States and international treaties." must appear on each copy;

    5. any other actions including, but not limited to, the copying, modification, revision, reproduction, republication, uploading, posting, transmission, or distribution for commercial or non-personal purposes of any material or element from this Site including, but not limited to, the design or layout of this Site, individual elements of this Site's design, or the logos without the express written permission of BHM, or other owners of the Intellectual Property is strictly prohibited. For purposes of these Terms, the use of any such material on any other web site or networked computer environment is prohibited.

User Submissions

Any messages, suggestions, ideas, or concepts that are submitted shall become, and remain, the property of BHM. You agree that any submissions, in whole or in part, may be used by BHM or any of its affiliates for any purpose including reproduction, transmission, publication, broadcast, and posting. You additionally agree that BHM is free to use any ideas, concepts, techniques, or know-how contained in any communication you send to this Site for any purpose whatsoever including, but not limited to, developing, manufacturing, marketing, and selling products based upon such information without any obligation to compensate you or anyone else for them. Do not transmit any unlawful, threatening, libelous, defamatory, obscene, pornographic, or profane material, or any other material that could constitute or encourage conduct that could be considered a criminal offense or violate any law.

Disclaimer, Limitations of Liability, and Indemnity

This Site may include technical or other inaccuracies or typographical errors. BHM MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THIS SITE'S CONTENTS OR OF THE CONTENT OF ANY SITE OR SITES LINKED TO THIS SITE. THIS SITE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THE RIGHTS OF THIRD PARTIES.

This Site may include links to other Internet sites, both related and unrelated to this Site, which may be of interest to users. Additionally, other sites may link to this Site with or without the permission of BHM. BHM is not responsible for the content or availability of these sites.

Descriptions of or references to companies, products, or publications not owned by BHM on this Site or any linked site do not imply any endorsement of such companies, products, or publications by BHM. BHM shall not be liable for any damages or costs arising out of or in any way connected with your use of any of the companies, services, or publications accessed through this Site.

BHM, its affiliates, their directors, officers, employees, shareholders, agents, or any others involved in the creation of this Site shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of your access to or use of any content of this Site or any sites to which this Site links or is linked. Nor is BHM responsible for or liable for any damage, including damage caused by viruses, to your computer, computer system, or other property during or on account of access or use of this Site or any sites to which this Site links or is linked.

Furthermore, you agree to defend, indemnify, and hold harmless BHM and its officers, directors, managers, employees, and agents from and against any claims, actions, or demands, including without limitation reasonable legal and accounting fees, alleging, or resulting from, or related to, your use of the Site or your breach of any of the terms of this agreement.

Users Outside the U.S.

This Site is available internationally and may contain references to products or services not available in all countries. BHM does not market all of its products or services in all countries.

Applicable Law

This Site is created and controlled by BHM in the state of New York, United States of America. It can be accessed from all 50 states, as well as from other countries around the world. BHM makes no representations that materials on this Site are appropriate or available for use in other locations. Those who choose to access this Site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. The terms and conditions for use of this Site shall be governed by and construed in accordance with the statutes and the laws of the state of New York, without giving effect to any principles of conflicts of law. You and BHM agree and hereby submit to the exclusive personal jurisdiction and venue of the state and federal courts located in New York County, New York, for the purposes of litigating any action arising from or relating to your use of this Site. If any part of these terms and conditions is declared unlawful, void, or for any reason unenforceable, then that part shall be deemed severable and shall not affect the validity and enforceability of any remaining provisions. This Agreement constitutes the entire Agreement between you and BHM with respect to the use of the Site.


PRIVACY

Benefit Health Media ("BHM") has created this privacy policy (the "Privacy Policy") as part of our commitment to protecting the privacy and security of information obtained on-line concerning our customers and visitors to our web site. The following policy discloses our information gathering and dissemination practices.

Using our web sites demonstrates your consent to the collection and use of information pursuant to BHM disclosures in this Privacy Policy.

Information collected and used by BHM

Personal Information: BHM collects personal information in order to provide certain services to its customers. For example, if you place a product order, BHM will collect and use your name, address, phone number or e-mail address, and credit card information.

BHM does not share personally identifiable customer information with third parties.

E-mail Communications

BHM may use e-mail to send announcements regarding new products, services, and/or promotions that would be of interest to our customers. You can choose to unsubscribe to the trainingfan.com e-mail lists at any time. BHM will also send replies to customer e-mail. Finally, if you have sent a request to us about which we need to communicate with you, we may do so by e-mail.

Correcting Personal Information

If you need to change your name, address, phone number or e-mail address, you may e-mail the request to us at info@trainingfan.com, or call us at 1-866-550-6666.

Changes to the Privacy Policy

We recommend that you review this Privacy Policy periodically, as BHM reserves the right to change its provisions at any time. If we decide to change provisions of our Privacy Policy, we will post the changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we may disclose it. Your continued use of trainingfan.com following the posting of changes to this Privacy Policy will mean you accept those changes.

Questions?

We welcome any questions or comments you may have regarding the trainingfan.com Privacy Policy. Please e-mail your questions or comments to info@trainingfan.com.